IRA

Beginning my sophomore year in college, I began stashing away a little bit of money into an IRA I set up through Etrade. Its balance is about $4800, and is invested in two target date retirement funds, which I am very happy with. However, due to my job in the field of public accounting, I am very limited in my investing options, as the independence laws and firm rules require that I not invest in any company that the firm does work for - and that includes mutual funds. The firm is one of the Big 4, meaning that almost every majoy company in the world is a client of ours in one way or another. Despite the fact that I may never work on these clients, or that these clients may not even be serviced through our local office, or the US for that matter, I must remain independent.

So I am going to have to quickly figure out what to do here. There is a list of approved funds that the firm provides upon my start, and I will have to take a close look at that before making a decision. Kind of a pain.